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Portfolio Manager
2004
Industry Start
2008
Firm Start
Prabha Ram, CFA, is a portfolio manager for American Century Investments®.
Ms. Ram also provides fundamental research and equity analysis for the U.S. Large Cap Quality Growth and U.S. Premier Large Cap Growth strategies. Before joining American Century Investments in 2008, she served at Bear Stearns Asset Management as a vice president covering financials and industrials for growth portfolios. Prior to that, she worked as an associate for Merrill Lynch Equity Research covering brokers, multinational banks and asset managers.
Ms. Ram received a bachelor's degree in computer science and engineering from the University of Madras in Chennai, India, and a master's degree in computer science from the University of Maine in Orono, Maine. She also earned a master's degree in business administration from The Wharton School, University of Pennsylvania. She is a CFA® charterholder and a member of the CFA Institute.
The following disclosure applies to the California Tax-Free Money Market Fund, Prime Money Market Fund and Tax-Free Money Market Fund.
Money Market Fund: You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. The fund may impose a fee upon sale of your shares or may temporarily suspend your ability to sell shares if the fund's liquidity falls below required minimums because of market conditions or other factors. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.
The following disclosure applies to the Capital Preservation Fund and the U.S. Government Money Market Fund.
Money Market Fund: You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.
Alternative mutual funds that hold a variety of non-traditional investments also often employ more complex trading strategies than traditional mutual funds. Each of these different alternative asset classes and investment strategies have unique risks making them more suitable for investors with an above average tolerance for risk.